Internet Banking top 10 things that you must need to know

Internet banking becomes less secure if users are careless, gullible or computer illiterate. An increasingly popular criminal practice to gain access to a user's finances is phishing, whereby the user is in some way persuaded to hand over their password(s) to a fraudster. So please remember these tips when you use internet banking facility. These tips are suggested by the UK banking industry's initiative to help online banking customers stay safe online

1. Dont let you cards or card details out of sight when making a transaction.

2. Do not keep you password, login detail and PIN number written down.

3. Destroy, preferebly shred any documents and receipts that contain personal financial information when you dispose of them.

4. Do not disclose PINs, login details or passwords in response to unsolicited emails claiming to be from your bank or police.

5. When entering your pin in a shop or a cash machine use your spare hand to shield the number from prying eyes or hidden cameras.

6. Only divulge your card details in a telephone transaction when you have instigated the call and are familiar with the company.

7. Make sure your computer has up to date antivirus software and firewall installed.

8. If you have registered your card for online protection via verified by Visa and Mastercard securecode ensure your password is kept safe and secure.

9. Use secure websites by ensuring that the security icon (locked padlock or unbroken key symbol) is showing in the bottom of your browser window.

10. Access internet banking or shopping sites by typing the address into your web browser. Never go to the websites from a link in an email then enter personal details